(A) the greater of (i) interest and fees shown on your statement + $10 or (ii) 5% of the New Balance, excluding amounts on special payment plans plus If you reside in the Province of Quebec, the Minimum Payment will be the sum of: (C) the amount of any equal payments plan installments then due, plus (B) the greater of any amount past due or any balance over your credit limit, plus (A) interest and fees shown on your statement, plus Minimum Payment: If you reside in a province other than Quebec, the Minimum Payment will be the sum of: There is no grace period for cash transactions, such as convenience cheques, balance transfers or cash advances or for fees for such transactions.
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You will benefit from an interest-free grace period of at least 21 days (at least 26 days if you are a resident of Quebec) on new purchases if we receive payment in full of the balance due on your current statement by the payment due date.
Interest-Free Grace Period: At least 21 days or, if you are a resident of Quebec, at least 26 days. ^Additional Information for the Triangle™ Mastercard® and Triangle™ World Elite Mastercard®:Īnnual Interest Rate(s): All charges to your account (excluding cash transactions and related fees) - 19.99%Ĭash transactions (for example: cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and related fees - 22.99%įor the Triangle Mastercard only: If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at the following annual interest rates: (i) if you are a resident of Quebec, 21.99% for all charges or (ii) if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees. Bonus CT Money collected from online orders will be applied to the Member’s Triangle Rewards Account within five weeks of the purchase date. CT Money is collected on the pre-tax amount of the purchase. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. Visit for full program rules and Partner location information. Not all items sold are eligible to earn CT Money or to be redeemed for. The 30X for Triangle Mastercard, World Mastercard and World Elite Mastercard customers consists of the 10X everyday plus the 20X bonus. Example: On a $100 (pre-tax) purchase with a 20X bonus multiplier a Member would earn a bonus $8 in CT Money (20 X. Any bonus multiplier is based on the base rate of collecting CT Money (0.4%), and will be added to whatever the Member would otherwise collect, without the bonus. You cannot collect paper Canadian Tire Money on bonus offers. To collect bonus CT Money you must pay with a Triangle credit card. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Triangle™ Mastercard®, Triangle™ World Mastercard® and Triangle™ World Elite Mastercard® are issued by Canadian Tire Bank. †The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited.
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